Loan Product List
Find an FCC loan by name.
Real property loans
Variable – FCC's best variable mortgage interest rate that includes a 10% pre-payment privilege and the option to convert to a fixed interest rate
Open – a variable mortgage interest rate with full prepayment privilege and the option to convert to a fixed interest rate
Fixed Closed – low mortgage rate that is fixed for the term of the loan
Fixed Rate – low mortgage rate that is fixed for the term of the loan with a 10% prepayment option included
Personal property loans
Variable– FCC's best variable personal property rate (prepay any amount at any time and convert to a fixed rate at your discretion)
Open Rate – low rate fixed for the term of your personal property loan with the benefit of prepayment without penalty
Closed Rate – FCC's lowest rates fixed for the term of your personal property loan
Loans through a crop retailer, livestock supplier or equipment dealer
Input Financing – draw against your pre-approved loan at any time and make payments around your cash flow
Feeder Cattle and Breeding Livestock – purchase through a participating livestock supplier and get customized financing with faster equity realization and no prepayment penalties
Equipment Financing – when you buy new or used farm equipment and finance through a participating equipment dealer, you'll work with people who know the industry
Equipment Leasing – lease new or used equipment at participating dealerships, plus benefit from less money up front, lower payments and increased flexibility
Feature-specific loans
Interest-only payments
1-2-3 Grow – manage your cash flow with interest-only payments until you get a return on your investment
Cash Flow Optimizer – make interest-only payments while re-investing funds into other areas of your operation, giving you the control to make principal payments when you choose
Deferred payments
Flexi-Loan – defer principal payments for up to one year to take advantage of opportunities or ease cash flow during adverse conditions.
Start Now – Pay Later – better manage your cash flow with deferred payments while getting your operation up and running
Extended disbursement
Capacity Builder – purchase quota or breeding livestock with pre-approved financing for up to 18 months and the option to capitalize interest
Construction – defer your principal payments while you build or expand, with interim financing for up to 18 months on construction projects
Enviro-Loan – defer principal payments while constructing, improving or expanding your operation when you improve environmental facilities
Transition Loan – special payment options that benefit both the buyer and seller in a farm transfer
Credit Lines
Advancer – use this pre-approved, secured loan with the flexibility to re-advance funds at your discretion for capital asset purchases
FCC Credit Line – keep your day-to-day operations running smoothly with this revolving, pre-approved loan you can access any time to finance your short term operating costs
Niche loans
Women Entrepreneur – a loan for women entrepreneurs to finance ag-related businesses, with no maximum loan amount
Young Farmer – a loan for farmers under 40 to purchase ag-related assets up to $1 million
Young Entrepreneur – a loan for young entrepreneurs under 40 to finance new or existing ag-related businesses up to $1 million
Starter Loan – a loan of up to $150,000 to support building a new agriculture, agribusiness and food and beverage business
Performer – get rewarded with lower interest rates when your business achieves pre-set financial goals and ratios
Energy – convert to renewable energy sources , specifically biogas, geo-thermal, wind or solar power
American Currency – if you derive a lot of your revenue in U.S. dollars, you can borrow and make payments in U.S. dollars