
A loan that works for buyers and sellers
Flexible financing
Build equity fast
Free up funds
Beyond financing
Key benefits for the seller
Receive full sale proceeds backed by a written Payment Schedule Guarantee.
Customized payment schedule (up to 10 years) makes the transaction more attractive to buyers and sellers.
Help the next generation take over without putting your money at risk.
Potential tax advantages when using capital gains reserve.


Key benefits for the buyer
No need for upfront capital for a down payment.
Improve cash flow or build equity (helping reduce interest and pay off the loan sooner).
Get AgExpert Accounting Premium and AgExpert Field Premium for one year (a $499 value).

Explore your options
Use the Transition Loan calculator to see what works best for you.
Transition Loan CalculatorTransition Loan CalculatorOne year of AgExpert included
Get AgExpert Accounting Premium and AgExpert Field Premium (a $499 value).
Track operations
Make the most of every acre.
Manage your finances
Make recordkeeping easier for everyone.
Go next level
Get the best farm management experience with Premium.
Why FCC?
We’re here to help you succeed. Whether you’re in primary production, food manufacturing or anywhere along the supply chain, we’re in your corner.
103,000+
65 years
$55B+
2,500+
How to prepare for a loan
Before applying, here are a few things you can do to make the process quicker and easier.
Next Steps
Support beyond financing

Get ideas, expertise and resources to help you run a successful and profitable business.

Make connections and explore topics important to today’s farm business owners.

Gain clarity, identify goals, and determine the next steps in your transition journey.