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TRANSITION LOAN

Financing for life’s big events


Change can be difficult, but transitioning your business doesn’t have to be. Discover financing and resources to support a successful transition.

A loan that works for buyers and sellers

Flexible financing

Disbursement period of up to 10 years

Build equity fast

Accelerated principal payments save years and interest

Free up funds

Optimize cash flow with interest-only payments

Beyond financing

Advisors, tools and support – we’re more than a lender

Key benefits for the seller

Receive full sale proceeds backed by a written Payment Schedule Guarantee.

Customized payment schedule (up to 10 years) makes the transaction more attractive to buyers and sellers.

Help the next generation take over without putting your money at risk.

Potential tax advantages when using capital gains reserve.

Key benefits for the buyer

No need for upfront capital for a down payment.

Improve cash flow or build equity (helping reduce interest and pay off the loan sooner).

Get AgExpert Accounting Premium and AgExpert Field Premium for one year (a $499 value).

Explore your options

Use the Transition Loan calculator to see what works best for you.

Transition Loan CalculatorTransition Loan Calculator

One year of AgExpert included

Get AgExpert Accounting Premium and AgExpert Field Premium (a $499 value).

Track operations

Make the most of every acre.

Manage your finances

Make recordkeeping easier for everyone.

Go next level

Get the best farm management experience with Premium.

Why FCC?

We’re here to help you succeed. Whether you’re in primary production, food manufacturing or anywhere along the supply chain, we’re in your corner.

103,000+

happy customers

65 years

industry focus

$55B+

in managed portfolios

2,500+

dedicated employees

How to prepare for a loan

Before applying, here are a few things you can do to make the process quicker and easier.

Next Steps

Let's talk transition
Ready to start or not sure what you're looking for?

Support beyond financing

Knowledge
Knowledge

Get ideas, expertise and resources to help you run a successful and profitable business.

Events
Events

Make connections and explore topics important to today’s farm business owners.

Advisory Services
Advisory Services

Gain clarity, identify goals, and determine the next steps in your transition journey.