Financing equipment? You have options, whether it’s at the dealership or a private sale.

For details on purchasing through a dealership, see below. Or if you’re purchasing via a private sale, contact us.

Dealer Financing Program

When you buy new or used farm equipment and finance through a participating dealer, you’ll work with agriculture experts.


  • Zero down payment for loans under $100,000
  • 10% down payment for loans under $500,000
  • Competitive down payment on loans over $500,000
  • Security taken on equipment being financed
  • Variable or fixed finance rates
  • Available with up to 10-year terms
  • No prepayment penalties or FCC fees*
  • *$150 fees on leasing


  • Apply at your dealership
  • One-stop financing at point of purchase
  • Work with people who understand agriculture
  • Minimal paperwork and fast turnaround times
  • Competitive program rates
  • Choice of loan or lease (selected dealers)

Some conditions apply. 

On approved credit. 

Lease Equipment

Looking for the right equipment – and more financial flexibility? Lease new or used equipment through hundreds of dealerships across Canada. With pre-approval from FCC, you’re good to go.

Estimate your lease payments and determine your total cost of borrowing with the Equipment Lease Calculator.


  • Competitive rates
  • Fixed payments with terms between two and five years
  • No security deposit or extra security required
  • Use your trade-in as credit
  • Option to buy equipment at end of lease term


  • Potential cash flow and tax advantages
  • Flexibility in setting purchase option price for the end of lease
  • Less up-front cost than a loan down payment

Get pre-approved

Be ready before you kick the tires. Call us at 1-800-510-6669 and get pre-approved now.

Find a dealer near you

Insure the most important asset – you. Find out why you need Loan Insurance.