“FCC” means Farm Credit Canada
“Information” means the information, materials and content provided on the pages of the Website
“Information Provider” means any third-party that provides Information for the Website
“Users”, “You” or “you” means any person having access to our using a Website or services or products offered through the Website
“Website” means all websites and pages owned or operated by FCC including FCC’s public website, FCC Online Services, FCC Management Software Community websites, FCC Vision website, and Agriculture More Than Ever website, as amended from time to time by FCC
Acceptance of Terms
Ownership and Monitoring
Use of website
Links and Downloads
Disclaimer of Warranties
Ownership of Content – Intellectual Property and Trade Marks (Official Marks)
Availability of services and products
Consent to Collect and Use Your Online Activity Information
Privacy and Confidentiality
Limitation of Liability
Reservation of Rights
- Acceptance of Terms
- Additional Terms
- Ownership and Monitoring
- Use of Website
(a) At FCC’s sole discretion, FCC may terminate the use, or refuse to permit the use, of any services and this Website by any person or entity, for any reason and without notice.
(b) All information, services, and products are subject to change at any time without notice. The content of FCC’s Website is provided for information purposes only, unless otherwise indicated, and is not intended to provide specific financial, investment, tax, legal, or accounting advice to Users, and should not be relied upon for that purpose. Users should not act or rely on the Information without seeking the advice of a professional.
(c) Users agree not to introduce into or through this Website any information or material which may be harmful to others. Among other things, Users agree not to include, knowingly or otherwise, any error or defect in information which may, among other things, constitute libel, slander, or defamation, or give rise to a criminal offence or civil liability on the part of any person or entity. Users warrant that information or material which they provide to FCC electronically through their access to or use of this Website does not infringe the rights of any person or entity. Without limiting the generality of the foregoing, Users shall not:
(i) interfere with or disrupt this Website or computer networks connected thereto;
(ii) impersonate any other person or entity, or make any misrepresentation;
(iii) upload, post, transmit, publish, or distribute any material or information for which they do not have all necessary rights;
(iv) upload, post, transmit, publish or distribute any material or information which contains a computer virus or other code, files or programs intended in any manner to disrupt or interfere with the functioning of this Website;
(v) use this Website in such a manner as to gain unauthorized entry or access to the computer systems or networks of others or attempt to gain unauthorized entry or access to any password-protected or restricted areas of this Website or FCC’s computer or network systems;
(vi) reproduce, copy, modify, sell, distribute or otherwise exploit for any commercial purposes any Information, product, solution or service offered within this Website;
(vii) violate any law or regulation, any generally accepted Internet practice, or interfere with any other User's ability to use this Website and any of the services, solutions or products provided on this Website; or
- Links and Downloads
(b) Any links to downloadable software sites are for convenience only and FCC is not liable for any difficulties or consequences associated with downloading the software. Use of any software is governed by the terms of the license agreement, if any, that accompanies or is provided with the software.
- Disclaimer of Warranties
(a) All Information and services on this Website are provided on an "as is" basis without warranty of any kind, either expressed or implied, including, without limitation, implied warranties or conditions of fitness for a particular purpose or use, or non-infringement.
(b) By accessing and using the Website you acknowledge and agree that use of the Website and the content is entirely at your own risk. FCC makes no representations or warranties regarding the Website and the content, including, without limitation, no representation or warranty (i) that the Website and/or content will be accurate, complete, reliable, suitable or timely; (ii) that any content, including, without limitation, any information, data, software, product or service contained in or made available through the Website will be of merchantable quality or fit for a particular purpose; (iii) that the operation of the Website will be uninterrupted or error free; (iv) that defects or errors in the Website will be corrected; (v) that the Website will be free from viruses or harmful components; and (vi) that communications to or from the Website will be secure or not intercepted.
- Ownership of Content – Intellectual Property and Trade and Official Marks
(a) Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Website may constitute trade names, registered or unregistered trade-marks, service marks or official marks (all described as Trade-marks") of FCC and of other persons or entities. However, the display of trade-marks on pages at this Website does not imply that any license has been granted to any third party. All rights are reserved.
(b) The contents of the Website (including but not limited to the materials accessible through the Website) are protected by copyright, and are confidential and proprietary to FCC. Unless otherwise stated, you are entitled to copy, download and print any content for your own personal use but you may not otherwise, copy, modify, rent, lease, loan, sell, redistribute, republish or reproduce, in whole or in part, any such content in any manner including electronic reproduction by "uploading" or "downloading", or create any derivative works based on such content, without FCC’s prior written consent.
(c) Any unauthorized downloading, re-transmission, or other copying or modification of Trade-marks or other contents of this Website may be a violation of statutory or common law and subject you to legal action.
- Availability of services and products
(a) FCC services and products are only offered in jurisdictions where they may be lawfully offered. All FCC services and products are subject to the terms and conditions of the applicable agreements governing their use and these terms and conditions are to be read together with any Specific Terms.
(b) The Information on this Website does not constitute an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make an offer or solicitation. For Information specific to any specific provincial jurisdiction, Users should contact their local FCC Office or FCC Relationship Manager.
(c) If Users choose to access the Website from outside Canada, they do so on their own initiative and are responsible for compliance with applicable local, national, or international laws. Users must be aware of the laws of their country or that otherwise apply to them in relation to any of the matters described in these pages. Users may not use, export, or re-export the Information or any copy or adaptation in violation of any applicable laws or regulations, including export laws and regulations of Canada in force from time to time.
- Consent to Collect and Use Your Online Activity Information
(a) You agree that FCC may collect your online activity information in FCC’s Public and secure Websites, or in FCC advertisements hosted on third party websites, using cookies and other tracking technology.
- Privacy and Confidentiality
Unsecure Internet Transmission
(d) Any unencrypted e-mail communication over the Internet is, as with communication via any other medium, such as cellular phones, not secure or confidential, and is subject to possible interception, loss or alteration. FCC does not encourage anyone to send information, including personal or loan Information, to it using unencrypted e-mail. Alternative, secure means of communicating with FCC are available. FCC is not responsible for and shall not be liable to Users or any other person for any damages in connection with an e-mail sent to FCC or by FCC at User's request.
- Limitation of Liability
(a) Neither FCC, its agents, employees, directors, officers and affiliated companies, nor any person associated with the creation of this Website or its contents shall be liable for any direct, indirect, special, incidental, punitive, third party, consequential damages or any other damages, losses or expenses however caused, sustained by you or any other person as a result of the use of this Website and/or any web browser, including any liability for:
(i) interruptions and communication line failures including communication malfunctions that affect the accuracy or timeliness of messages or instructions between you and FCC and/or which prevent messages or instructions from being transmitted in whole or in part or agreements from being formed between you and FCC;
(ii) your inability to access, at any time, any part of this Website or any services provided on it;
(iii) the malfunctioning or unavailability of this Website, in whole or in part;
(iv) any harm or loss to your personal computer records or data howsoever caused including caused by viruses, "worms", "trojan horses" or other similar intrusive, disruptive or destructive programs or files of that nature;
(v) interception or disclosure of confidential or sensitive information transmitted over the Internet;
(vi) inaccuracies, delays in operation or transmission, failures, errors or omissions or loss of transmitted information; and
(vii) lack of suitability, reliability, timeliness or availability of this Website or any material or services offered on this Website.
(b) While FCC makes reasonable efforts to ensure that all information and services provided on this Website do not contain computer viruses, you are solely responsible to adequately protect and backup your data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.
(c) These limitations of liability shall apply whether any claims, losses, costs or damages are founded in contract (including fundamental breach), tort or any other theory of liability and such limitations and exclusions shall apply even if FCC has been advised of the possibility of such claims, losses, costs or damages.
(d) Because some jurisdictions do not allow the exclusion or limitation of moral, bodily, incidental or consequential damages, FCC’s liability in such jurisdictions shall be limited to the extent permitted by law.
b) FCC reserves the exclusive right, at Users' expense, to conduct the defence and assume control of any matter, subject to indemnification by Users, in which event the User shall cooperate with FCC in asserting any and all available defences.
- Reservation of Rights
- Official languages
- Governing Law
(b) Specific contracts for FCC’s products, solutions or services entered into via the Website shall be governed by, construed and subject to the laws and jurisdiction of the province expressly provided for in such contract and where none is specified, the laws and jurisdiction of the Province of Saskatchewan shall be deemed to apply.
- Social Media
FCC Social Media Channels, sites and applications are designed for you and we encourage you to review, leave comments, discuss FCC products and services, watch and share our videos and to engage us in conversation. Please note that some of the comments and materials posted or sent to FCC Social Media Pages Channels by visitors may not represent the opinions of FCC, its management or employees. You agree that you will not post or submit any information, post, link or material of any kind on FCC Social Media which fall into any of the categories described below:
- Anything defamatory, abusive, infringing, obscene, misleading, unlawful or which otherwise violates the legal rights (including the privacy) of others;
- Anything that contains any unsolicited advertising, promotional materials, or other forms of solicitation to other users, individuals or entities;
- Anything that falsifies the origin or source of any information; or
FCC will not be responsible or liable for the entities which host, own or operate websites, pages, channels and/or applications(s) used or administered by FCC in any way, including being liable for any losses, or direct or indirect damages arising from any action or decision made by you or anyone else in reliance on these social media pages, accounts, sites, channels and/or application(s).
If you have a question or concern about anything posted on the Social Media Channels, feel free to contact us .
These Terms and Conditions apply while Users are accessing the Website and remain in effect thereafter
Part 2: Additional Specific Terms – Electronic Access Agreement
About the Electronic Access Agreement
Changes to this Agreement
Changes to the Services
Common View Rights
Communication and Contracts by Electronic Means
Prohibitions on Use
Liabilities for Unauthorized Transactions
Suspension, Termination and Notice
Warranty of Authority
- About the Electronic Access Agreement
This Electronic Access Agreement, as amended from time to time (the "Agreement"), applies when you access or use the services and features (the “Services”) offered through FCC’s public websites (the “Website”). It replaces all prior agreements between you and us for the Services. It does not replace any other agreement you have with FCC (now or in the future) for any other product or service, including any consent, authorization or preference you have given or may give to us regarding the collection, use and disclosure of your personal information ("Other Agreement"). The Other Agreement still applies, including to any applicable product or service. You also agree to comply with all instructions we may give you in connection with accessing and using the Services.
“Account" means any available account you may access from time to time using the Services.
"Business Day" means any day excluding Saturday, Sunday or a statutory federal or provincial holiday in Canada.
“Common View” means the ability to view and, if applicable, transact business on accounts of multiple business entities or individuals at the same time using the same User Name and Password.
"Electronic Access Device" means a personal computer, telephone, cell phone, smart phone, personal digital assistant, mobile device, wireless device or any other electronic device that we may allow you to use to access the Services.
"Electronic Means" means any communication method permitted by us from time to time that may include computer, telephone, cell phone, smart phone, Internet, email, personal digital assistant, facsimile or other method of telecommunication or electronic transmission.
"FCC" means Farm Credit Canada
“Information” means the information, materials and content provided on the pages of the Website.
"Password" means a confidential combination of numbers and/or letters you select to identify you that you must provide to access the Services. The secret access code you use to access Farmland Values or your loan portfolio is an example of Password
"Security Questions" means the questions and answers that you may be required to choose, and provide answers to when prompted, to help us confirm that you are the person accessing the Services
"Services" or “FCC Online Services” means the services and features that we offer through FCC Online Services or other Website portals that may be accessed by an Electronic Access Device. It includes, but is not limited to: viewing loan terms, balances and payments, requesting FCC Credit Line disbursements, accessing Management Resources and Farmland Values, contacting an FCC Relationship Manager and commenting on documents or information submitted by FCC.
"Software" means a software application that we offer to access any services, features, functionality, content and/or information made available by FCC.
"Third Party" means any party other than you, FCC or a party that acts as a Third Party Service Provider. It includes merchants, our subsidiaries and affiliates, parties to whom you can make payments or retain services through the Services.
"User name" means the combination of numbers and/or letters that you select or that you are permitted to select that you use to identify yourself online. You must provide your User name with your Password to access the Services.
"You" and "Your" mean the person who is enrolled to access the Services and "We", "Us" and "Our" mean FCC.
"Website" means all websites and pages owned or operated by FCC including FCC’s public website, FCC Online Services, FCC Management Software Community websites, FCC Vision website, and Agriculture More Than Ever website, as amended from time to time by FCC.
- Changes to this Agreement
Other than as required by law, we can change this Agreement by giving you notice of the change. We can give the notice either before or after the change takes effect. If we give you notice before the change takes effect, and you then use the Services after the date of the change, you agree and consent to the change. If we give you notice after the change takes effect, and if you then use the Services after the date of the notice, you agree and consent to the change.
- Changes to the Services
You understand that we may add, remove or change any part or feature of the Services, without giving you notice. This Agreement applies to any of the Services (or parts or features thereof) added or changed by us.
Any notice may , at FCC’s discretion, be provided (1) by a general or specific posting on our Website(s), (2) through an Electronic Access Device you use to access the Services or on our Website(s), or (3) to your email or mailing address last shown on our records.
- Use/Electronic Instructions
You must use your User name and Password to access FCC Online Services. You may also be required to answer your Personal Verification Questions. Once the Services have been accessed, you authorize us to accept and you agree to be responsible for any instruction given by you or purported to be given by you. FCC may, at its sole discretion, decline to act on any instruction and shall not incur liability for failing to do so. FCC may maintain a database of your electronic instructions and electronic transactions.
- Loan Information
(a) After Users have entered into a credit facility with FCC, it may be possible for them to access their loan information online. The information about credit facilities and loans displayed online (the "Customer Portfolio") is extracted from FCC’s system for Users' convenience and general reference. The Loan Information is derived from data collected and/or calculated for operational purposes and is subject to adjustment since it is drawn from a database that is regularly updated. Therefore, the Loan Information displayed is not to be considered as official and binding on FCC.
(b) In addition, Internet software or electronic transmission errors may produce inaccurate or incomplete copies of the Customer Portfolio when downloaded and displayed on any computer. FCC does not guarantee the accuracy and/or completeness of the Loan Information displayed herein and shall have no liability for any errors or omissions therein. In the event of discrepancy between the Loan Information and information appearing in statements prepared and sent to a User by FCC about his account, the contents of such statements shall prevail. Users must immediately bring any such discrepancy to the attention of FCC.
- Common View Rights
(a) In addition to and without, in any way, limiting your other obligations pursuant to this Agreement, if you have applied for and been given Common View Rights, you hereby agree to protect the confidentiality of the personal and/or business information of all of the business entities or individuals whose financial accounts you are able to access pursuant to your Common View Rights.
- Communication and Contracts by Electronic Means
FCC will treat any document duly signed, digitised and received electronically (“Electronic Instruction”) as documents written and signed by you. You agree that any communication or contract delivered or received by electronic means shall be considered to be signed and/or delivered and to constitute a "writing" for the purposes of any statute or rule of law. You acknowledge that an Electronic Instruction received or sent electronically is final and you cannot object to it later. You agree not to dispute any such communication or contract on the basis that it was delivered or received by electronic means, including on the basis that it was not “in writing” or was not signed or delivered as a hard copy. FCC may, at its sole discretion, decline to act on Electronic Instruction and shall not incur any liability for failing to do so.
- Prohibitions on Use
You will not (i) provide untrue, inaccurate or incomplete information about yourself, your accounts with us or your accounts at other institutions; (ii) access or use the Services for an illegal, fraudulent, malicious or defamatory purpose, or (iii) take steps or actions that could or do undermine the security, integrity, effectiveness, goodwill or connectivity of the Services (including illegal, fraudulent, malicious, defamatory or other activities that threaten to harm or cause harm to any other person).
(a) You are responsible for the security procedures set out in FCC’s Online Security Policy , as amended from time to time.
(b) Password Confidentiality: You must always keep your Passwords and Personal Validation Questions strictly confidential. You must not disclose your Passwords or Personal Verification Questions to anyone. If you know or think that someone may know your Passwords or Personal Verification Questions, you must tell us immediately and you must change your Passwords or Personal Verification Questions, as applicable, immediately;
(c) Passwords and Personal Validation: Your Passwords and Personal Validation Questions and Answers must be unique and not easily guessed or obtained by others, including not using the birth date or name of you or a family member, your telephone number, social insurance number, or sequential numbers such as “1234”. You must not select a Password that is the same as any customer or loan number that FCC assigns to you or your loans;
(d) Safe Internet Practices: For the Services, the security of your information depends on you using safe practices. You agree that when conducting transactions through the Services, you will take all steps necessary to make sure that you do not reveal any confidential information to anyone, other than through the Services for the purpose of the transaction. This includes making sure that other people cannot see your computer screen or key pad on your Electronic Access Device, as applicable. In addition:
- FCC’s Online Security Policy and other sections of our Website provide information on how you can make FCC Online Services more secure. You must read these sections regularly;
- You must sign out and close your browser after each FCC Online Services session to prevent anyone else from accessing your FCC Online Services;
- You must not leave your Electronic Access Device unattended while logged into FCC Online Services; and
- You agree to implement and maintain safe computing practices which include, at least, up-to-date virus scanning software and a firewall system, if such security measures are available for your Electronic Access Device;
(e) You agree that you will notify us immediately if you become aware of any unusual, suspicious or fraudulent activity in an Account;
- Third Parties
You agree that:
(a) we may use Third Party Service Providers to provide or to help us provide the Services;
(b) other than our subsidiaries, affiliates, or consultants we do not sponsor or endorse nor are we affiliated or associated with any Third Party; and
A) Liabilities – General
(a) Subject to Part B of this Section (Releases/Indemnities) and our negligence as set out below, we will not be responsible for any loss, damage, delay or inconvenience suffered or incurred by you with respect to:
(i) this Agreement or the Services, or
(ii) any instructions given to, by or purported to be given by you in connection with the Services.
(b) We will only be responsible for any loss, damage, delay or inconvenience suffered or incurred by you in a case where we have been negligent (to be determined in light of reasonable commercial standards). In no event, even if we are negligent, will we be liable for any loss of data, or any indirect, consequential, special, aggravated, punitive or exemplary damages whatsoever, in whole or in part, (including any business interruption, loss of profits, data, information, opportunity, revenues, goodwill or any other commercial or economic loss), caused to you, regardless of the cause of action, even if we have been advised of the possibility of such damages. In addition, in no event, even if we are negligent, will we be liable for any loss or damage suffered by you that is caused by:
(i) the actions of, or any failure to act by, a Third Party (and no such Third Party will be considered to be acting as our agent);
(ii) mistakes, errors, omissions, inaccuracies or other inadequacies of, or contained in, (i) any data or information (including Log-In Information) given by you to us or to any Third Party Service Provider (including your failure to update); (ii) any data or information (including any Document) given by any Third Party, or (iii) FCC contact information mentioned anywhere on the Website;
(iii) any delay, error, interruption or failure by us to perform or fulfill any of our obligations to you due to any cause beyond our control (including any system malfunctions or technical failures);
(iv) any delay or inability to access or use the Services (including any charges such as late fees or additional interest you may have to pay to a Third Party);
(v) your leaving our Website and linking to and from or using any Third Party’s website; or
(vi) your failure to fulfill any of your obligations under this Agreement including those in Section 11 (Security) of the Electronic Access Agreement or to comply with any instructions we may provide to you from time to time in connection with the Services.
Except with respect to claims, costs and liabilities arising because of our negligence, you will release and indemnify us for any claim, cost and liability we may incur as a result of (i) your access to or use of the Services, or (ii) your breach of the terms and conditions of this Agreement, including those in Section 10 (Prohibitions on Use) of the Electronic Access Agreement.
- Liabilities for Unauthorized Transactions
(a) Notwithstanding Section 13 (Liabilities) or any other section of this Agreement, this section governs our liability for Unauthorized Transactions (as defined below) on your Account(s) using FCC Online Services.
(b) Subject to Section 14(c), we will reimburse you for monetary losses to your Account(s) resulting directly from the following unauthorized transactions on your Account(s) using FCC Online Services (collectively, "Unauthorized Transactions"):
(i) transactions that occur after you notify us immediately as required in Section 11 (Security) of this Electronic Access Agreement that you know or think that any of your Passwords may have become known by someone or has been disclosed to anyone, or that you noticed unusual, suspicious or fraudulent activity on any of your Accounts;
(ii) transactions where it can be shown that you have been a victim of fraud, theft or have been coerced by trickery, force or intimidation, so long as you report the incident to us immediately and cooperate and assist us fully in any investigation;
(iii) transactions resulting from negligent conduct by us, our employees or Third Party Service Providers.
This means that a transaction is not an Unauthorized Transaction if you engage in any of the actions listed in Section 14(c) below. However, we will not, under any circumstances (even if we are negligent), be liable for any loss of data, or any indirect, consequential, special, aggravated, punitive or exemplary damages whatsoever, in whole or in part, (including any business interruption, loss of profits, data, information, opportunity, revenues, goodwill or any other commercial or economic loss), caused to you, regardless of the cause of action, even if we have been advised of the possibility of such damages.
(c) We are not responsible for and we will not reimburse you for losses to your Account(s) if:
(i) you do not comply with any of your obligations under this Agreement including those in Part B, Section 11 (Security) or you do not comply with any instructions we may provide to you in connection with FCC Online Services;
(ii) you engage (either alone or with others) in any fraudulent, criminal or dishonest acts related to FCC Online Services;
(iii) you access FCC Online Services via an Electronic Access Device that you know or reasonably ought to know contains software that has the ability to reveal to anyone, or to otherwise compromise, any of your Passwords or Personal Verification Questions;
(iv) you carry out a transaction, including if the transaction is a result of any mistake, error, omission, inaccuracy or other inadequacy of, or contained in, any data or information, that you furnish to us;
(v) you choose to share any of your Passwords or Personal Verification Questions; or
- Suspension, Termination and Notice
We can terminate (either all or part of) this Agreement or suspend or terminate your access to any of the Services immediately for any reason whatsoever at any time without prior notice. We will not be responsible for any loss or inconvenience that may result from such suspension or termination. For FCC Online Services, you may terminate this Agreement by giving us notice of termination, (a) to your FCC Relationship Manager, or (b) by telephone at 1-888-332-3301, (c) by email at firstname.lastname@example.org, or (d) by post at Farm Credit Canada - 1800 Hamilton Street - P.O. Box 4320 - Regina Saskatchewan S4P 4L3. The termination will be effective one (1) Business Day after we receive notice.
Our records, including electronic records, and those of any of our affiliates or subsidiaries or any Third Party Service Providers (whether used by them or by us), regarding an Account or the Services, including the retrieval, consolidation, organization and presentment of information, records for each instruction and the presentment, or receipt and viewing of documents, are final and conclusive. These records will be admissible in any legal, administrative or other proceedings. Furthermore, electronic data and records will be admissible as conclusive evidence of the contents of those records in the same manner as original paper documents. You waive any right to object to the introduction of any such electronic data or records into evidence.
- Intellectual Property
We are the owner of all intellectual property rights subsisting on each FCC Website page including each page of FCC Online Services. Unless otherwise indicated, trademarks and logos, and all works, including texts, images, illustrations, software, HTML codes, audio clips and videos appearing on our Services are our property and without our express written permission, may not be reproduced, republished, downloaded, posted, transmitted, distributed or modified, in whole or in part, in any form whatsoever, except for personal and non-commercial use, including viewing, printing or archiving of electronic copies of your FCC Online Services activities, in accordance with the terms of this Agreement and as we may further instruct you. Nothing in this Agreement or on our Services is to be interpreted as conferring a right to use our works, trademarks or logos in any other way.
Any provision of this Agreement that is, deemed to be, or becomes void, illegal, invalid or unenforceable shall be severable from this Agreement and shall not impair the remaining provisions of this Agreement.
- Governing Law
(a) This Agreement shall be governed by and construed in accordance with the laws of the Province of Saskatchewan and the federal laws of Canada applicable therein, without giving effect to any principles of conflict of laws. All disputes, controversies or claims arising out of or in connection with FCC Online Services including the Terms and Conditions contained therein, shall be submitted to and be subject to the jurisdiction of the courts of the Province of Saskatchewan. By accessing and using FCC Online Services Users submit and attorn to the exclusive jurisdiction of the courts of the Province of Saskatchewan to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the Website, including the Terms and Conditions contained therein.
(b) Specific contracts for FCC’s products, solutions or services entered into via FCC Online Services shall be governed by, construed and subject to the laws and jurisdiction of the province expressly provided for in such contract and where none is specified, the laws and jurisdiction of the Province of Saskatchewan shall be deemed to apply.
If there is a conflict between a term in this Agreement, and Other Agreement or between this Agreement and the Service Terms, the Other Agreement and the Service Terms, as applicable, will apply to the extent necessary to resolve the conflict.
- Warranty of Authority
If you are viewing accounts of or submitting electronic instructions on behalf of business entities or other individuals, you agree to the provisions of this Agreement on your own behalf and on behalf of such business entities or other individuals. Further, you warrant you have authority to legally bind such business entities or individuals to the provisions of this Agreement.
Last reviewed: February 27, 2015