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Sustainability Capital Investment Program


Planning a sustainability project for your farm or food business? Eligible FCC customers may receive an annual incentive up to 1% on eligible projects. Learn all the details below.

What is SCIP?

The Sustainability Capital Investment Program (SCIP) provides FCC customers with an annual incentive payment on eligible projects that support sustainable practices for up to five years.

Eligibility requirements

Existing customers (more than six months)
  • Available FCC credit for at least six months, or
  • Outstanding FCC balance for at least six months
  • Planning a capital project in equipment, technology or infrastructure that supports more sustainable practices
New to FCC (less than six months)
  • Speak with an FCC Relationship Manager about becoming a customer and a pathway towards future eligibility

How the incentive works

Eligible customers may receive an annual incentive equal to 1% of their outstanding loan balance for up to five years.
1% Annual rate

The incentive is calculated on the outstanding balance (Principal Not Due) of the SCIP eligible portion of the project, not the total loan amount, on the anniversary of the disbursement annually.

Five years paid over time

You can collect the incentive for up to five years, tied to the SCIP-eligible portion of your project as it amortizes.

Apply early

Customers must apply at or before loan origination, before funds have been disbursed.

Eligible assets

Eligible assets include equipment, technology or construction initiatives that reduce emissions, enhance soil health, boost biodiversity and improve water quality.
Soil health
Wetland and tree management
Livestock management
Sustainability water management quality
Biodiversity
Crop input management
Climate adaptation and resilience
Waste management
Energy efficiency
Low-carbon energy

Plan & apply

1

Discover SCIP

Learn about SCIP through FCC, your relationship manager or our website.

2

Plan your project

Identify a sustainability project involving equipment, technology or infrastructure.

3

Check eligibility

Consider whether you meet program requirements and are an FCC lending customer.

4

Apply for SCIP

Submit your SCIP application before loan origination.

5

Complete your project

Implement your investment in equipment, technology or infrastructure.

6

Earn annual incentives

Receive up to 1% annually on the eligible portion of your loan for up to five years.

Ready to apply for SCIP?

If your project meets the SCIP eligibility requirements and you're ready to apply, complete the SCIP application form.

Submit applicationSubmit SCIP application

Have questions? Email us at SustainabilityPrograms@fcc-fac.ca or talk to your dedicated FCC Relationship Manager.