
What is SCIP?
The Sustainability Capital Investment Program (SCIP) provides FCC customers with an annual incentive payment on eligible projects that support sustainable practices for up to five years.
Eligibility requirements
- Available FCC credit for at least six months, or
- Outstanding FCC balance for at least six months
- Planning a capital project in equipment, technology or infrastructure that supports more sustainable practices
- Speak with an FCC Relationship Manager about becoming a customer and a pathway towards future eligibility
How the incentive works
Eligible customers may receive an annual incentive equal to 1% of their outstanding loan balance for up to five years.The incentive is calculated on the outstanding balance (Principal Not Due) of the SCIP eligible portion of the project, not the total loan amount, on the anniversary of the disbursement annually.
You can collect the incentive for up to five years, tied to the SCIP-eligible portion of your project as it amortizes.
Customers must apply at or before loan origination, before funds have been disbursed.
Eligible assets
Eligible assets include equipment, technology or construction initiatives that reduce emissions, enhance soil health, boost biodiversity and improve water quality.Plan & apply
Discover SCIP
Learn about SCIP through FCC, your relationship manager or our website.
Plan your project
Identify a sustainability project involving equipment, technology or infrastructure.
Check eligibility
Consider whether you meet program requirements and are an FCC lending customer.
Apply for SCIP
Submit your SCIP application before loan origination.
Complete your project
Implement your investment in equipment, technology or infrastructure.
Earn annual incentives
Receive up to 1% annually on the eligible portion of your loan for up to five years.

Ready to apply for SCIP?
If your project meets the SCIP eligibility requirements and you're ready to apply, complete the SCIP application form.
Submit applicationSubmit SCIP application
Have questions? Email us at SustainabilityPrograms@fcc-fac.ca or talk to your dedicated FCC Relationship Manager.