Loan Insurance

You’ve put everything into your business – and you have a lot of people depending on its success. But sometimes an accident or untimely death could put your business and your loved ones at risk if you’re not insured with Loan Insurance. It’s flexible, convenient and will give you the confidence of knowing you’re covered.

Easy application process

Apply for insurance at the same time you apply for a loan, or add it to an existing FCC loan at any point.


Insurance premiums are added to your loan payment for an all-inclusive payment.

Flexible options

Choose the amount and type of coverage that’s right for you and only pay for the amount of insurance you need. That way, if anything happens, you know each person in your operation has the coverage that’s right for them. Consider it insurance made just for you and your business.

Payment protection

Insure your loan economically with payment protection. This funds future loan payments so those closest to can make important business decisions without the burden of continuing to make payments.

Insure key persons

Insuring people who are vital to your operation is a great way to make sure your business can continue if the worst happened. Up to four people can apply for joint or individual coverage.

Early death benefit (early payout benefit)

In the unfortunate circumstance where there is a diagnosis of a terminal illness and the person’s life expectancy is less than a year, Loan Insurance may be paid out early to cover the debt. That way, you and your family have one less thing to worry about.

Accidental dismemberment insurance included

Working in agriculture can be dangerous. Serious injury as a result of an accident can be hard on your family and your business. Having an accidental dismemberment, blindness or paralysis benefit helps ease the uncertainty during a time when you need to focus on other things.

Sign up for Loan Insurance. Talk to your FCC Relationship Manager or call 1-800-387-3232.