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Loan Insurance

You’ve put everything into your business – and you have a lot of people depending on its success. But sometimes an accident or untimely death could put your business and your loved ones at risk if you’re not insured with Loan Insurance. It’s flexible, convenient and will give you the confidence of knowing you’re covered.

Easy application process

Apply for insurance at the same time you apply for a loan, or add it to an existing FCC loan at any point.


Insurance premiums are added to your loan payment for an all-inclusive payment.

Flexible coverage

Choose the amount and type of coverage that’s right for you and only pay for the insurance you and everyone in your operation needs.

If you do make a claim, apply funds to the loan as a lump sum or use the payout to fund future loan payments. That way, those closest to you can make important business decisions without the financial burden. Consider it insurance made just for you and your business. 

Insure key persons

Insuring people who are vital to your operation is a great way to make sure your business can continue if the worst happened. Up to four people can apply for joint or individual coverage.

In Quebec, the insured must be a borrower, guarantor or shareholder of a company that is an owner of the debt.

Early death benefit (early payout benefit)

In the unfortunate circumstance where there is a diagnosis of a terminal illness and the person’s life expectancy is less than a year, Loan Insurance may be paid out early to cover the debt. That way, you and your family have one less thing to worry about.

Accidental dismemberment insurance included

Working in agriculture can be dangerous. Serious injury as a result of an accident can be hard on your family and your business. Having an accidental dismemberment, blindness or paralysis benefit helps ease the uncertainty during a time when you need to focus on other things.

Sign up for Loan Insurance

Talk to your FCC Relationship Manager or call 1-800-387-3232.

Canadian Premier Life Insurance Company, a Securian Financial Company, is the insurer of this product.

To contact, call toll-free: 1-877-271-8713 or visit  www.canadianpremier.ca